造自己的房子还是买现成的?

加文.大众特(Gavan Forster)是西澳最大建筑师协会Master Builders Western Australia(简称MBA)的住房部负责人,31年丰富经验使其在行业中成为影响力人物之一。

问:我应该造自己的房子还是买现成的?
答:显然的,在这件事情上我有即得利益,我也不避讳地告诉你,我会选择建新房。但是我会尽量客观地提供每个选择的优、缺点。

购买已经造好的房子可以让你立即拥有它,而建新房需要时间。买现成的,售价里通常包括配置、围栏、地毯等等,而如果是建新房这些是额外支出。

另一方面,买造好的房子通常涉及更大的“交易额”例如政府印花税(征收全额售价的百分比)。相比之下,新房土地配套印花税只征收土地价格百分比而已。为了适应买主需求,造好的房子往往需要结构上的装修,这对买主是笔额外支出。以一平米的基础算,新建筑每平方米需花2500澳元,而装修的费用是两倍。

建新房让你有机会设计和建一套适合自己需求的家。现在,建筑时间也缩短很多,一套典型的单层房只需20多周就能盖好。新房子往往造在土地比较便宜的市区外围。对于预算有限的人,他可以在郊外拥有一套单层独立房,而靠近市区相同面积和款式的房子,因为土地昂贵,他就买不起。低收入者如果想住靠近市区,也许只能买公寓。不过靠近市区的已造产业也提供更多便利。

一般来说,在新郊区的新房子从长远来看,资本收益可能会更高,在新兴增长地区的好地段能提供现有住宅区所没有的升值空间(资本收益)。

翻译/杨新云

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