造自己的房子還是買現成的?

加文.福斯特(Gavan Forster)是西澳最大建築師協會Master Builders Western Australia(簡稱MBA)的住房部負責人,31年豐富經驗使其在行業中成為影響力人物之一。

問:我應該造自己的房子還是買現成的?
答:顯然的,在這件事情上我有即得利益,我也不避諱地告訴你,我會選擇建新房。但是我會盡量客觀地提供每個選擇的優、缺點。

購買已經造好的房子可以讓你立即擁有它,而建新房需要時間。買現成的,售價里通常包括配置、圍欄、地毯等等,而如果是建新房這些是額外支出。

另一方面,買造好的房子通常涉及更大的「交易額」例如政府印花稅(徵收全額售價的百分比)。相比之下,新房土地配套印花稅只徵收土地價格百分比而已。為了適應買主需求,造好的房子往往需要結構上的裝修,這對買主是筆額外支出。以一平米的基礎算,新建築每平方米需花2500澳元,而裝修的費用是兩倍。

建新房讓你有機會設計和建一套適合自己需求的家。現在,建築時間也縮短很多,一套典型的單層房只需20多周就能蓋好。新房子往往造在土地比較便宜的市區外圍。對於預算有限的人,他可以在郊外擁有一套單層獨立房,而靠近市區相同面積和款式的房子,因為土地昂貴,他就買不起。低收入者如果想住靠近市區,也許只能買公寓。不過靠近市區的已造產業也提供更多便利。

一般來說,在新郊區的新房子從長遠來看,資本收益可能會更高,在新興增長地區的好地段能提供現有住宅區所沒有的升值空間(資本收益)。

翻譯/楊新雲

(責任編輯:高敏)

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